Everything You Need To Know About Medicare Savings Programs
Learn how these programs may help you save money on health care costs if you are eligible
4 Ways To Save For Retirement Without A 401(K)
You are not alone if you do not have access to a 401(k) plan.
Thriving Through Market Volatility
We’re here to help you thrive and survive market volatility.
What To Do When Faced With Bear Market Rallies
Look beyond the emotional headlines and study the hard facts about bearsThe real value of a bear market may be that it gives investors, who are temporarily frozen within its grip, the opportunity to learn or relearn important lessons.
An Essential Guide To Estate Planning Preparedness
Seven crucial steps to take. when planning your estate.
Life Insurance: How Much Is Enough?
You may already be aware of the importance of having enough life insurance coverage to handle financial matters that could affect your family in the event of your death. However, determining the appropriate amount of coverage for your family can be complicated.
New SECURE 2.0 Act 10% Penalty Exceptions
As you are likely aware, early withdrawals from an IRA, 401(k), 403(b), or other qualified retirement plans, in most cases, are subject to a 10% penalty. That means early withdrawals are taxed and an additional 10% is taken from the withdrawal as a penalty.
Historically, however, there have been numerous ways to avoid the penalty – if for example the funds were used for the purchase of a first home, higher education, or disability costs. While taxes could still apply to these circumstances, the 10% penalty wouldn’t. Now, there are new penalty-free access points to both IRA and company plan retirement accounts made available by the SECURE 2.0 Act update.
5 Ways A Financial Professional Could Be A Small-Business Owner's Best Friend
Having a financial professional to help you plan the economic future of your business might allow you to concentrate on more immediate needs.
Getting Started: Establishing a Financial Safety Net
Most financial professionals suggest that you have three to six months' worth of living expenses in your cash reserve.
401(K) Rollovers Can Make Or Break Retirement
In an era characterized by high job turnover, it is more important than ever for employees to carefully manage their retirement savings. With a significant portion of Americans withdrawing money from their 401(k)s when they change employers, understanding the value of 401(k) rollovers is essential to preserving a confident financial future.
Financial Planning For Your Pets Really Is A Thing
Make sure your furry friend is taken care of all throughout their golden years.
A Financial Checklist For Life-Changing Events
Are you financially prepared for a life-changing event? This checklist is the first step to help you prepare for these events now or in the future.
7 Ways To Save Money Quickly
We all have dreams in life, and oftentimes those dreams cost money. If you have a financial goal or responsibility coming up soon or simply want to build up an emergency fund, follow these tips to help you spend less and save money fast.
3 Investing Lessons For Beginners You Won’t Learn In School
3 Investing Lessons for Beginners You Won’t Learn in School. What Should Beginners know?
How Much Should I Contribute to an IRA and How Often?
If you’re not quite sure how much you should be saving for retirement, these tips are a good place to start.
The Best Way to Invest Money: A Diversified Portfolio
The truth is that there is no single “best” way to invest money that will apply to every individual in every situation. Your ideal investment strategy should be based on your goals, time horizon and your risk tolerance. Some people also choose to invest in a way that reflects their values.
How Much Do I Need to Save to Retire?
Stay on Track for Retirement by Knowing How Much You Need to Save by What Age
What to Know About Taxes on Your Inheritance
Relying on solid financial planning can help you make the most out of a windfall. Helpful hints on What to Know About Taxes on Your Inheritance.
Financial Planning Decade by Decade
Learn Basic Objectives with regards to your Financial Planning through the decades of your life.
Compound Interest 101: The Benefits of Saving Early
You’ve heard the advice time and again: Start saving as soon as you possibly can so you can harness the power of compound interest. But when you have a savings account that only earns, say, 1 percent a year, you’re probably thinking, “What’s the point?”